PERSONAL DEPOSITS

WE HAVE A SOLUTION THAT FITS YOUR NEEDS

FLEXIBLE. RESPONSIVE. INNOVATIVE.
ACCOUNT TYPE
DESCRIPTION
MINIMUM BALANCE
ACCOUNT BENEFITS
PERSONAL
Traditional checking account
None
Monthly fee waived with Direct Deposit Unlimited transactions
Our basic non-interest bearing checking with no minimum balance requirement, no monthly service charges. Requires direct deposit of payroll, Social Security or other recurring payment. Includes unlimited check writing, free online banking, with 20 free bill payments per statement cycle, and Visa® ATM/Debit card usage.
PERSONAL NOW
Interest-bearing account with low minimum balance requirement
$500 daily average
Interest-bearing Unlimited transactions ATM surcharge waiver of $10/month
Interest-bearing account with low minimum balance requirement$500 daily averageInterest-bearing Unlimited transactions ATM surcharge waiver of $10/month Offers competitive variable interest rates on all balances. Includes unlimited check writing, free online banking and unlimited bill payment, and Visa® ATM/Debit card usage.
PREMIUM
Interest-bearing account with the convenience of a checking account and the earning power of a savings account
$5,000 daily average
Tiered Interest Unlimited transactions Free Cashier Checks, Money Orders, Stop Payments, ATM transactions
Combines premium interest rates on tiered balances with unlimited check writing, free online banking and unlimited bill payment, free Visa® ATM/Debit card usage and free checks.
NEED MORE? WE OFFER CUSTOMIZED PLANS TO FIT YOUR BANKING NEEDS.

ADDITIONAL SERVICES AVAILABLE

ONLINE BANKING

24-hour access to your account

BILL PAY & POPMONEY

Pay bills or people electronically through online banking or mobile device

MOBILE BANKING

Access your accounts and make deposits from your mobile device

E-STATEMENTS

Online statements with check images

BANK BY MAIL

Use our free, postage-paid, bank-by-mail envelopes to make deposits or payments

NIGHT DEPOSITORY
Use our free night depository for your after-hours deposits
DEPOSIT SERVICES

Checking, Savings & CD’s

AUTOMATIC PAYMENTS

Set up auto payments from your Grand River Bank account or any other bank account

CASH MANAGEMENT FOR BUSINESS
ACH, Remote Deposit Capture, Sweep Accounts, and Wire Transfers
MERCHANT SERVICES FOR BUSINESS

Use our preferred merchant services for your debit and credit card processing

COURIER FOR BUSINESS

Let the Bank come to you

VISA DEBIT / ATM CARD WITH CARDVALET
Convenient access to your funds anytime and instant notification of your activity with CardValet. Turn your card on and off and restrict where it can be used quickly.