BUSINESS SERVICES
Grand River Bank recognizes that your busy schedule necessitates an easy approach to routine banking. Whether you choose to bank in person, by mail, online, or at your place of business, our high-touch, high-tech products and services combine the benefits of efficiency, convenience and flexibility to ensure you have the right solutions for your business. At Grand River Bank we do more than open accounts, we add value and build lasting relationships. To get started in any of the business services listed below, please contact us at 616.929.1600 and let us know how we can help.
Our Business Online Banking provides a safe, secure method of accessing account information, completing transactions and managing cash flow. With Online Banking you can review account balances and transaction history, make transfers between accounts, pay bills and export transaction history to Quickbooks™ .
Online bill payment, through CheckFree™, makes paying bills easy. No more checks to write, no more stamps and envelopes, no more forgetting to mail your bills on time. Whether you make a one-time payment or set up recurring payments, online bill payment is safe, simple and efficient.
eStatements are a safe, secure way of maintaining your account activity. eStatements are housed within our secure online banking environment, are archived and available for 12 months, and can only be accessed via Online Banking, using your personal login ID and Password. No need to worry about your statement getting lost in the mail, or misplaced in your office.
Reduce time spent processing and managing payments using ACH Manager within online banking. ACH is an electronic payment delivery system that allows you to securely and accurately make payments or collect funds electronically through the automated clearing house network.
Benefits of ACH
- Decreased processing costs
- Improved cash management
- Direct deposit of payroll
- Vendor payments and improved cash flow
- Browser-based ACH transfer processing
With Remote Deposit Capture (RDC), you can scan checks for deposit into your accounts without leaving your office, saving both time and money. RDC makes funds available faster, reduces trips to the bank, enhances security and improves efficiency. Installation is simple; we provide the equipment, software and training.
Benefits of RDC
- Make check deposits anytime
- Save time preparing deposits
- Consolidate funds from remote locations to one bank
- Fewer trips to the bank
- Reduce risk of check fraud
- Improve safety and security
With our Business Courier Service, we pick up your deposits at your location and at your convenience. Pick-ups can be scheduled Monday through Friday, between 9:00am and 3:00pm. Our courier driver will pick up your bank deposits at your door and deliver them to the Bank in sealed, tamper evident bags for immediate deposit.
Our employee drivers are bonded and insured, so your deposit is completely safe with us.
Securely access your bank accounts from your mobile device to check account balances and transaction activity and transfer funds between accounts. Business Mobile Banking provides you access to your account 24 hours a day, 7 days a week.
- Download the mobile app from the App Store
- Enter the app code “GRB Business”
- Enter your Business Online Banking user name and password
- Accept the Terms and Conditions
- Go mobile!
Business Mobile Capture is a safe, secure, and convenient way to deposit checks whenever you want from almost anywhere just by using your phone’s camera. There is no additional fee to use this service. Contact us at 616.929.1600 to set up this service.
- Deposit checks directly into your business account using your Android or iPhone.
- Endorse the back of your check. Write “For Mobile Deposit Only” on the back of the check and endorse.
- Take photos of the front and back of your check and submit.
- Shred your check 7 days after the deposit is accepted.
Designed to maximize earnings on excess funds, this account pays competitive interest rates on tiered balances, with a moderate balance requirement. Funds above and below a target checking account balance are automatically transferred to and from an interest-bearing account. Automatic sweeps and other preauthorized debits are limited to a total of six (6) per month.
In Partnership with Michigan Retailers, Grand River Bank offers a balanced approach to payment processing. Michigan Retailers provides a flexible platform that allows you to tailor payment processing solutions for your business.
We can help you get in contact with the right people or call Burke Sage directly at 517.927.6117.
A Grand River Bank VISA® Business Debit card offers convenient, free-of-charge access to your funds anytime and virtually anywhere. The card can be used to make purchases from a business checking account at any VISA® merchant worldwide and can be used to make cash withdrawals at any ATM machine on the Pulse®, VISA Plus®, and Accel Exchange® networks within established limits. CardValet® helps manage risk by allowing you to define when, where and how your debit card is used.
If your card is lost or stolen, call us immediately at 616.929.1600 during our regular business hours. Outside of business hours call: 800.554.8969.
Getting Started
Click here for a step-by-step guide to CardValet™.
Grand River Bank offers a variety of Business Cards to fit your needs. Our cards feature:
- No annual fees and no penalty rates
- Unlimited rewards and cash rewards
- Mobile payments with Apple Pay, Samsung Pay, Google Pay
- SecurLOCKTM-text and email fraud alerts
- Travel Accident Insurance (150k)
- Expense management system integration
- Business account concierge
- Admin access to online account management
- MCC restrictions
- Consolidated statements
- Multiple level hierarchy
- Line Sharing
Start an application today!
Online Account Management
You can manage your credit card account online at www.mycardstatement.com.
Once your account is enrolled, you can:
- Make payments
- View statements, transactions and spending reports
- Enroll in eStatements
- Set up account alerts
- Dispute transactions
- Download data to financial software
Rewards
For complete rewards program details, along with a list of merchandise and travel awards, visit cRewardsCard.com. You can browse the rewards catalog without logging in.
24-Hour Customer Service
Within the U.S.: 1-800-883-0131
Outside the U.S.: 1-813-868-2891
- Balance and statement inquiries
- Make a payment over the phone
- Report a card lost or stolen
- Dispute transactions
Free Night Depository for after-hours deposits and payments.
