The Federal Reserve is closed Monday, September 6, 2010 in observance of Labor Day.

Grand River Bank will be closed for business on this Federal holiday. No files or transactions will be processed until Tuesday, September 7, 2010. Please contact us with any questions at 616.929.1600 or 888.929.4723.

Thank you.

What's New

We believe in Michigan.

The doors of Grand River Bank opened on April 30th, 2009, after nearly three years of hard work. Our opening marked the start of a new community bank that provides its commercial and retail customers the friendly, localized service that the mega-banks often can’t deliver.

Grand River Bank is the first new commercial bank to debut in West Michigan in nearly a decade. We offer a full line of business and personal products and services. Our mission is to establish relationships and build financial partnerships with the clients we serve.

Grand River Bank …committed to service, committed to quality, committed to the community.

FDIC Increased Insurance Coverage

The standard insurance amount has been permanently increased to $250,000 per depositor. 

You can calculate your insurance coverage using the FDIC's Electronic Deposit Insurance Estimator at www.myFDICinsurance.gov. For questions about FDIC coverage, call toll-free 1-877-ASK-FDIC or ask a member of the Grand River Bank team.

Grand River Bank Participates in the FDIC Temporary Liquidity Guarantee Program

Grand River Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. This guarantee may be voided if funds are transferred from a non interest bearing transaction account into an interest bearing account through a pre-arranged sweep agreement.

Under the Final Rule, the definition of non interest bearing transaction accounts includes Interest on Lawyers Trust Accounts (and functionally equivalent accounts) and low-interest NOW accounts (defined as NOW accounts with interest rates no higher than 0.25 percent).

Please contact us by telephone at (616) 929-1600 or by e-mail at connect@grandriverbank.com if you have any questions about the Transaction Account Guarantee Program or want to discuss possible changes to your accounts.